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Choose Cover compares quotes from some of the UK’s Leading Insurers
Life Insurance
Protect your loved ones with Choose Cover. We will compare quotes from some of the UK’s Leading Insurers to get you quote right for you.
Why Choose Us?
Our service is friendly, free of charge and you are under no obligation to accept the quotations we provide. Our brokers go through hundreds…
Health Insurance
Get quotes tailored to your requirements by letting us find some of the best on the market for Health Insurance
Want to get both life and health insurance quotes?
No problem! We know it can be a pain searching for both health and life insurance separately. Lucky for you, Choose Cover provide both! If you go to our get quotes page and fill out 30 second form you will receive no obligation life and health insurance quotes.
FAQ’s
> Life Insurance
What is Life Insurance?
Life Insurance is a way to protect your loved ones financially if you were to die within the duration of your policy.
Why would I need Life Insurance?
In most cases, people take out life insurance when they have a partner, children or family members who rely on them for help with income. Without that income your loved ones may struggle to pay ongoing bills.
How much Life Insurance do I need?
When deciding on how much Life Insurance you need, there are many aspects of your life you need to consider. Whether you have a mortgage or any other loan, you need to get enough Life Insurance to cover those. There are many other aspects to consider such as education and childcare expenses, income replacement etc.. To get an accurate figure fill in our online form and an FCA Authorised Advisor or Non Advisory Firm will get in touch to give you a better understanding.
How do I make a claim?
If you are dealing with a death of a loved one and would like to make a claim, within the life insurance policy document there will be contact details of your insurance provider.
It’s important to ensure that you have the following before you contact your life insurance provider:
- Death Certificate
- Claim Form
- The policy document
> Health Insurance
What is Health Insurance?
Health insurance, also known as private medical insurance (PMI), is a type of insurance that covers the cost of medical care, should you need it.
In the UK, the main benefits of PMI are:
- Skip NHS waiting lists
- High quality treatment
- Better facilites
- Benefit from independent and impartial research
Who needs Health Insurance?
Health Insurance within the UK is normally a personal choice. Since the NHS provide free treatments, you only need private medical insurance if:
- You would prefer not to wait for NHS treatments
- You would rather stick to private hospitals
- You want to be covered for treatment that the NHS doesn’t provide
Do I need to pay more if I smoke?
Not only is smoking expensive enough as it is, but it also increases insurance costs! All health insurance providers have different premiums for smokers as it is proven to have an impact on health.
How do I make a claim?
When receiving your policy documents from your health insurance provider, there should be some instructions on how to make a claim there. Alternatively follow these steps:
- Visit your GP
- Contact your health insurance provider
- Get a diagnosis, treatment or surgery
Some insurance providers also have an online form where you can make a claim.
> Choose Cover
Do I have to accept any of the quotes?
Choose Cover is an online, free comparison site for anyone within the UK. You are under no obligation to accept any of the quotes you have been provided
How do I pay for my cover with Choose Cover?
You don’t! Choose Cover is here to provide you with the best comparison quotes suited to your application. Policy payments will be decided by the Insurance provider you decide to go ahead with.
What happens when I want to renew my policy?
When you want to renew your policy, you can fill out our quick form to compare quotes from some of the UK’s leading insurers. Depending on the policy that you have agreed with your current insurance provider, you can renew directly with them or use Choose Cover to shop around.
Protect your loved ones
Protecting your family is important and at Choose Cover we want to make it as easy as possible to give you peace of mind.
Just imagine the emotional and financial pain felt by those who rely on you if you were to become seriously ill or die. Now imagine the same situation, but with life insurance to protect your family financially. The emotional journey can become easier when they have less to worry about. An insurance pay-out is often used to pay off a mortgage and taking time out to reflect on a relaxing holiday.
